Question 1

Why these rates aren't live

Accepted Answer

Live FX requires a paid feed. CalcWize uses recent reference rates that drift slightly day-by-day — fine for "is this restaurant expensive?", not fine for "should I lock in this transfer?". For real transactions, use your bank or a dedicated FX site.

Question 2

Mid-market vs. retail rate

Accepted Answer

CalcWize approximates the mid-market rate — the midpoint between the buy and sell quotes that big banks trade at. The rate you actually get from a bureau de change, a card transaction abroad, or a transfer service is always worse: typically 1–4% on top via spread, plus any flat fee. To estimate what you'll really pay, take the CalcWize figure and add 2% as a rule of thumb.

Question 3

Currencies supported

Accepted Answer

Twenty-five major currencies: USD, GBP, EUR, ZAR, CAD, AUD, NZD, JPY, CNY, TWD, KRW, HKD, SGD, THB, IDR, MYR, INR, CHF, BRL, MXN, SEK, RON, BGN, RUB, and UAH. Each is shown with its native symbol and ISO code. Pick from the searchable currency picker to switch the calculator's display currency for the whole app.

환율 변환기 — 빠른 참고 환율

왜 라이브 환율이 아닌가

미드마켓 환율 vs. 소매 환율

지원 통화

하지 않는 것